Pay later

A new generation method of paying for your purchases. With this payment method you can choose to pay for your goods or services in equal installments up to 12 months.

In all our partner online and offline stores where Inbank split into parts payment method can be chosen for the payment.

1. Choose the product you like.
2. Select Inbank split into parts as the preferred payment method.
3. Check that the information provided in the cart is correct, enter your contact details.
4. Familiarize yourself with the payment method conditions and sign it using your ID card or Smart-ID.

You will be able to pay with Inbank split into parts if:

• You are a citizen of the Republic of Latvia at least 18 years of age;
• You fulfill your financial obligations to financial institutions and other service providers in a proper and timely manner.

Inbank split into parts has a limit of 2,000 €. You will receive a separate invoice for each purchase, but all purchases with Inbank split into parts can't exceed 2,000 €. Once the invoice has been paid, you can take a new purchase with Inbank split into parts.

Your first payment date is already postponed to next month. As the payment deadline approaches, you will receive reminders about the settlement date and an offer to split the purchase amount into installments. We will be able to say if it’s possible for you to pay in even smaller parts only after checking your individual creditworthiness assessment because after splitting payment into even smaller parts, a consumer credit agreement will be concluded with you.

You will receive all notifications about your purchases and refunds and financial expenses by email. Therefore, it is very important that you provide your email address correctly when choosing Inbank split into parts as your payment method.

In order not to miss the billing date, you will receive reminders of the upcoming billing by email:

• 10 days before payment date;
• 3 days before payment date;
• On the payment date.

If you still forget, be sure to contact our Customer Support +371 66 939 000 or info@inbank.lv.

Yes, when choosing this payment method, your credit history is checked and a creditworthiness assessment is performed, but only to the extent to ensure that you will be able to meet your obligations for this service. In the event that you delay your settlement or want to split your settlement into even smaller installments, we will need to make an overall assessment of your creditworthiness due to a change in the contractual relationship that will affect your credit history.

All order-related processes are managed by the seller, so you must contact its customer service center. Return purchases normally, as instructed by the seller from whom the goods were purchased. Upon receipt of confirmation from the seller of the returned goods, we will reduce or cancel the amount due to you accordingly. You must pay the amount specified in the last billing notice received. If you return part of your purchase but it has not yet reached the seller, your overpayment will be refunded as soon as the seller receives the returned goods.

Settlement may be rejected due to:

1. Inappropriate age – you must be at least 18 years old;
2. Technical problems when it is impossible to verify that all the requirements for persons who can use the Inbank split into parts payment method are met;
3. Negative creditworthiness assessment;
4. Current debts to the Inbank;
5. Current debts to seller of goods, through which you purchase exact good.

You can find out about our privacy policy and how we store and use your personal data here

If your contact details, such as your email, telephone number or residential address, have changed, you can change them by logging in to the self-service. If your name and/or surname changes – write to us at info@inbank.lv, indicating “Personal data change'' in the name field.

If scammers used your data, report it to the police immediately and contact us by phone +371 66 939 000 or by e-mail info@inbank.lv.