How to get a consumer loan if you work abroad?

You can get a consumer loan even if you work in a foreign country – you just need to follow a few easy steps:

  • You must have a bank account in a Latvian bank – this is required for signing the contract and receiving the funds.

  • Your salary may be paid into either a Latvian or a foreign bank account.

  • You need to submit documents proving your income so your creditworthiness can be evaluated.

The required documents vary slightly depending on where your salary is paid:

  • If your salary is received in a Latvian bank, a 6-month account statement is enough.

  • If your salary is received in a foreign account, you’ll need the account statement and payslips for the last 3 months.

What does Inbank offer?

Inbank specializes in consumer loan solutions for individuals and provides a particularly convenient application process for those living or working abroad. The entire application is done remotely, so you can apply from anywhere in the world.

For sailors with a specific work schedule (shift work on ships and rest time on land), Inbank offers a tailored approach. In this case, you need to submit a 12-month salary account statement.

How to apply for a consumer loan?

  1. Fill out the application at inbank.lv

  2. Submit the required documents based on your salary account

  3. Receive a personalized offer and sign the contract electronically

Inbank believes that financial solutions should adapt to your lifestyle – even if you work abroad. That’s why we offer a simple and convenient application process that allows you to act on your goals at a time and place that suits you.